Support a wide range of account funding methods

Give your customers the flexibility to pay into their investment accounts, using the method that works best for them – and you.

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Flexible options

Choose the payment methods that work for you

We power the portfolios of a wide range of investors – from those just beginning their investment journey to high-net-worth clients guided by financial advisers. Choose the payment methods to suit your use case – and integration method.

Note: all withdrawals are processed via BACS and so can take up to three working days.

API UI
Bank transferDirect bank transfers to our client money bank account.

While available for all integration methods, it’s best suited to firms using our off-the-shelf portals (fully automated methods like direct debits or open banking are recommended for API users).
Direct debitSingle or recurring direct debits.

Use our recommended provider or integrate with a third-party provider of your choice via API. Our digital direct debit mandate process means no paper forms and instant acceptance.
Open bankingSeamless, secure transfers initiated directly from investors’ bank accounts.

Payments are automatically matched and allocated to the correct investment account. Available for API integrations only.
E-money wallets and debit cardsSupport aggregated payments via approved providers.

Our ‘bulk payment’ functionality aggregates multiple payments from individual clients before creating a single payment, which we then allocate to individual client accounts. Available for API integrations only.

Instant deposits

Allocate payments at light speed

Our automated system matching means that correctly instructed bank transfers appear in the client’s account immediately – and are ready to invest within 10 seconds.

  • No more tax year end cut-offs. Make those ‘last payments by end of March’ warning emails a thing of the past – accept most payments-in right up to the end of the tax year.
  • No more ‘where’s my money?’ confusion. Don’t let your customers settle for their money being lost in the ether for days at a time (particularly concerning for large payments)
  • No more manual matching. Payments made by bank transfer and managed by exception; assuming the right references are used, they’ll automatically match and settle in clients’ accounts

Auto-investing

Put investments on autopilot

Set up seamless, one-click pay-and-invest journeys that automatically align with an existing asset allocation. Apply the same strategy to:

  • Single and regular payments-in
  • Cash transfers-in
  • Pension tax relief payments-in

Great for clients – their investment strategy is actioned instantly, without delay. And great for admins – everything runs automatically, with zero friction or extra workload

Payments FAQs

Not as standard – all payments are made by BACS. However, we’ll introduce faster payments in the future 
These fall into our manual payment process for unidentified payments.
We don’t just focus on automating payments in – we’ve also fully automated the payment process for cash transfers out. This dramatically reduces processing times and increases efficiency.
No. As a digital provider, we only accept electronic payments which are faster and more secure.

Supporting solutions

Harness all the pieces of a modern, customer-centric investment platform

Accounts and tax wrappers Client onboarding Client reporting Custody Digital pensions Fees and cash management Integrations Payments Portfolio management Professional and client portals Trading Transfers

Ready to begin?

Get started with Seccl today

Ready to take the next step? Our team is here to help you get started with Seccl.

Contact us today to discuss your requirements, request a demo, or learn more about how Seccl can support your business.

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