Configure fee structures to suit you
Manage fees and manage client cash seamlessly – with flexible options that work for every business model and customer journey
Flexible options
Choose the fee structures that work for you and your customers
Our flexible fee engine supports a wide range of platform, product, adviser and DFM fees – designed to reflect the complexity and diversity of modern investment propositions.
You can set fees at multiple levels, calculate them by percentage or tier, and apply minimum or maximum limits to suit your commercial model.
| Fee types | |
|---|---|
| Platform fees | |
| Product fees | |
| Initial advice fees | |
| Ongoing advice fees | |
| Ad-hoc advice fees | |
| DFM fees |
| Fee basis | |
|---|---|
| Percentage basis | |
| Tiered basis | |
| Fixed basis | |
| Minimum limit | |
| Maximum limit | |
| Fee levels | |
|---|---|
| Platform level | |
| Advice firm level | |
| Client level | |
| Account level | |
| Model portfolio level | |
Client groups
Offer group fee discounts with client linking
By linking client accounts together, you can reward loyalty and scale by offering reduced platform and advice fees that reflect the total value of clients’ combined investments.
All groups can be created and managed directly through our professional portal – with real-time visibility of thresholds, discounts and applied rates
Automatic fee sell-downs
Keep portfolios invested while raising cash for fees
Our system automatically sells down investments to raise and ringfence cash for ongoing fees, withdrawals or internal transfers – without forcing clients to hold unnecessary cash balances.
- Quantity or value sales. Choose to sell by quantity or value, generating a near exact cash amount while minimising time out of the market.
- No minimum cash balance. We don’t require clients to hold a minimum cash balance – keeping portfolios fully invested for longer.
Cash management
Make client cash management seamless and transparent
Our cash management tools give firms complete control over how client cash is held, reconciled and allocated – with full transparency and no retained interest.
Pension tax relief payments are automatically created and invested meaning no delay for clients.
- Full interest return. 100% of client cash interest is passed back to firms – Seccl retains none. Choose to retain or pass on to clients in full.
- Automated reconciliation. Cash sweeps and allocations are managed automatically, reducing manual oversight.
- Client opt-outs. Support clients who choose not to receive interest, in line with individual preferences or religious beliefs.
- Transparent reporting. Maintain a complete audit trail of all cash movements for compliance and oversight.
Ready to begin?
Get started with Seccl today
Ready to take the next step? Our team is here to help you get started with Seccl.
Contact us today to discuss your requirements, request a demo, or learn more about how Seccl can support your business.
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