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H1 2026 review

Six months of scale, speed and momentum

More investors
More volume
H1 2026
More features
More deploys
More partners

930,000

investors now relying on our software

665,000 more than this time last year...

Over

152,000

transfers initiated

Up 1,561% YoY - and averaging 25,000 transfers per month
With one operations team member per half a million transactions

34.5

million

transactions processed

2.8

billion

calls to our API

That’s over 22 million every working day

Expanding our reach

More markets. More propositions. More proof.

Over the first half of 2026, we’ve taken important steps into new markets and helped some of the UK’s most recognised financial brands bring new investment propositions to market.

Seccl's European expansion

We recently incorporated in Ireland, as the first step in our European expansion.

Ireland is a vibrant financial services market in its own right, with a strong ecosystem, a clear opportunity to widen access to investing and the proposed Personal Investment Account on the horizon.

It’s also the starting point for our broader European journey, as we build the local expertise, regulatory understanding and repeatable infrastructure needed to support firms across multiple markets.

Find out more

Emma launched its Stocks and Shares ISA, powered by Seccl.

The launch extends Emma’s everyday money management experience into long-term wealth-building, giving its 3 million users a way to invest from the app they already use to budget, save and manage their money.

Read the case study
Emma
Tide

Tide launched its new investment account for SMEs, powered by Seccl.

One of the first propositions of its kind in UK SME banking, it brings investing into the platform where more than 900,000 small businesses already manage their finances – helping this underserved part of the market put their money to more productive use.

Read the announcement

Rapid development

Still shipping at pace

Over the first half of 2026, we continued to ship improvements across transfers, reporting, security, fees, onboarding and our professional portal.
Here’s some of what we've built so far this year...

  • 2,000+

    production releases

  • 16

    releases per working day

James Holmes, Chief product officer
We’ve grown assets 100% year on year, and the number of investors using a Seccl-powered platform is now approaching a million – a really exciting milestone.
James Holmes Chief product officer
H1 2026

Self-service the branding of portfolio performance reporting outputs via the professional portal

experience
Jun-26

Exclude accounts from paying platform fees – enabling an easy way for firms to launch targeted fee promotions

wrappers and tools
Jun-26

Assign fee structures through the professional portal, to apply the same fees to a group of clients, accounts or client groups without having to switch nodes

wrappers and tools
Jun-26

Nominated accounts for fees - choose an eligible account to pay fees for other eligible accounts held by the same client, or within the same client fee group to preserve tax advantages on a specific wrapper

wrappers and tools
Jun-26

Improved line-by-line reporting through Looker – enhanced account information and useability

data
May-26

Enhanced Investor UI account protection while improving the overall login experience for users

security
May-26

Electronic scheme-based pension transfers

transfers
Apr-26

Faster onboarding through real-time AML webhook updates ensure a smoother client onboarding experience

experience
Apr-26

CGT 'What-if' enhancements, scenario plan how to reach a target amount

experience
Apr-26

View client email delivery in the Professional portal, helping diagnose issues faster and support clients more efficiently

data
Apr-26

Reduced adviser migration friction through smarter bank detail collection

experience
Mar-26

Professional portal illustration improvements, providing a more convenient way to view and review client illustrations

experience
Mar-26
Mar-26

CGT 'What-if' enhancements, allowing the CGT modelling of selling assets by unit or monetary amount

experience
Feb-26

Suspicious activity reporting tool allowing faster investigation of any irregular activity

security
Feb-26

Raise trades in the professional portal: to avoid overselling and keep clients invested for longer

trading
Feb-26

Charities as a type of trust offering additional flexibility

transfers
Jan-26
Jan-26

Self-serve branding: 90% of platform branding is now fully self-serve

experience
Jan-26

Improved portfolio reporting and model management

experience
Jan-26

Future roadmap

Coming up over the next 12-18 months...What's in store?

  • D2C pension drawdown: creating a non-advised digital drawdown journey that makes a complex pension process faster, simpler and easier to scale

  • New investment options: introduction of gilts for diversified portfolios

  • ETI trading enhancements: faster execution, expanded asset coverage, and improved market integration

  • Bulk migration tooling: streamlining large-scale migrations with enhanced data validation, automation, and reconciliation

  • Portfolio management upgrade: enhanced in-house portfolio management system driving operational efficiency and innovation

  • Expanded wrappers: integrated Offshore Bond, Onshore Bond, and Junior SIPP solutions

Ready to begin?

Build your proposition on Seccl

Whether you’re launching something new, scaling an existing proposition or rethinking your platform infrastructure, we’d love to talk.

Contact us today to discuss your requirements, request a demo, or learn more about how Seccl can support your business.

Get in touch